Built for the post-2022 standard

Swapit Sp. z o.o. is a Warsaw-based licensed alternative lender. We give crypto holders fiat liquidity without forcing them to sell, and we give funders a regulated, overcollateralised way to deploy capital.

Our approach

Lending that survives a crisis

The 2022 credit cycle showed what happens when lenders re-use client collateral. We built Swapit so that failure mode simply cannot occur.

Segregated custody

Collateral is held by an independent MiCA-certified custodian in segregated accounts. Swapit never holds your assets directly.

No rehypothecation

Your collateral backs one loan and nothing else. It is never lent out, staked, or re-pledged.

Crypto-native team

Account managers who understand collateral, volatility, and settlement — not a call centre script.

EU first

Licensed in Poland under consumer credit law, serving EUR and USD borrowers across the European Union.

Company

Legal and corporate details

Legal entity
Swapit Sp. z o.o.
Registered seat
Ul. Hoża 86, 410, 00-682 Warsaw, Republic of Poland
NIP (TIN)
7011231801
KRS (Commercial Number)
0001137474
Status
Licensed alternative lender (Poland)
Custody
Independent MiCA-certified custodian

Want to talk to a human?

Our team answers every enquiry personally, usually the same day.