Are you a borrower?
Need fiat without selling your crypto? Get competitive rates, fast approval and peace of mind.
Rates · Terms · How to apply
Licensed alternative lender · Poland
Borrow Fiat. Keep Your Crypto.
Get liquidity against your crypto collateral at 10% APR. Regulated. Segregated. Simple.
- 10%
- APR fixed
- 50–70%
- Loan-to-value
- 2 days
- To funding
- 0%
- Rehypothecation
Trust & credentials
A counterparty you can verify
Regulated lending, independent custody and collateral that is never re-used.
Licensed alternative lender
Regulated in Poland under consumer credit law. Secure liquidity from a regulated counterparty.
Segregated collateral
Your crypto is held by an independent MiCA-certified custodian. You maintain ownership.
Post-2022 standard
No rehypothecation. Your collateral backs one loan. Period.
Fast & simple
Approved in 2 days. KYC once, then borrow whenever you need it.
Process
Your loan in 4 steps
- 1
Create loan request
Choose your collateral (BTC, ETH, stablecoins) and desired loan amount.
- 2
Send collateral
Transfer your crypto to our segregated custody account.
- 3
Receive fiat
Your loan is approved and funded within 2 days.
- 4
Repay & recover
Repay your loan plus interest. Collateral returns to you.
Positioning
Why borrowers choose Swapit
10% APR
Competitive pricing with no hidden fees. A simple 2.5% origination fee upfront.
50–70% LTV
Conservative lending with room to breathe. Margin calls give you time to act.
Fast funding
From application to fiat in your account in 2 days. No delays, no bureaucracy.
Regulated trust
Polish-licensed lender, segregated collateral, post-2022 accountability standard.
Simple terms
No surprise liquidations. Clear rules and transparent risk management.
24/7 support
A dedicated account manager from a crypto-native team. Real humans answering.
Two paths
Which side of the table are you on?
Are you an investor?
Deploy capital and earn yield on overcollateralised crypto-backed loans. Regulated, transparent, risk-managed.
Returns · Risk framework · Opportunity
FAQ